North West London estate agents London Residential are pleased to announce a new alliance with independent mortgage advisor, Jane Bacchus.
The partnership allows clients to meet Jane in one of our two offices to organise a mortgage at the same time as enquiring about properties for sale in Camden Town and Kentish Town, making home buying simpler and quicker.
"Buyers are always in the strongest position to proceed when they have a mortgage agreed in principle" comments Miles Roberts, Sales Manager, from London Residential. “Coming into the office to find out how much you can borrow and even which mortgage lender will accept your application is crucial. We can then start to make offers on properties within budget with conviction – all under the one roof at the same appointment.”
Jane Bacchus has over 10 years’ mortgage experience and an extensive knowledge of the North West London property market. Unlike working with a High Street bank, Jane’s status as an independent advisor means she has access to the whole of the mortgage market, sourcing deals not available through a buyer’s own bank or on comparison sites. Many people are often surprised at how much they can borrow or how little they are required to pay back once Jane shows them the full breadth of mortgage deals available – many of which have low rates not widely advertised.
“Our partnership with Jane is working really well,” continues Miles. “Clients are finding this additional service really useful as it saves them traipsing the High Street or monitoring several comparison sites for the best deal. Most purchasers walk away having secured an exceptional mortgage product and having begun the offers process on a Camden Town or Kentish Town property they love. We can act quickly as we’re all in the same office, with our expert negotiators on hand. It’s ultra convenient in a quick-moving market like ours.”
Jane can help with all types of finance, from first-time buyer and Help to Buy deals, remortgaging and buy-to-let loans to bridging finance, commercial and second charge mortgages and secured lending. Jane works under the umbrella company ‘The Independent Mortgage & Loan Company’, who are directly authorised by the Financial Conduct Authority.
Jane concludes “Over the last few years applying for a mortgage has become more complex. Due to changes within the industry you are now faced with a lot more forms requiring numerous details about your expenditure including for example, gym membership fees and how much you spend in the pub. There’s the potential to feel overwhelmed but I guide borrowers through the application process and find the best mortgage for them. It’s worth remembering that applying to the wrong lender for your circumstances and consequently being rejected could cost you your dream home, so impartial professional advice is always best.”
If you are interested in learning more about London Residential’s partnership with Jane, with a view to offering on a property for sale in Kentish Town or Camden Town, contact us today and we can make an appointment.